Cash management classes for banking customers

The paper has to explain why banks should introduce cash management classes for its customers.
It has to review several areas:
(1) The manager’s perspective concerning overall management of the reseach proposal.

(2) The researcher’s development perspective.

(3) And explain why these items are so important to the manager and researchers.

The paper has to use the research proposal APA format and begin with a topic section. It should also include paragraph incitations